2027: Great Benefits for Every Stage of Life
NVIDIA offers comprehensive benefits and programs that support your well-being at home, at work, and beyond. Open Enrollment is your annual opportunity to take a fresh look at your benefits and choose the programs that fit your goals, family, and future. Be sure to enroll November 4–18.
Learn more about our benefits:
- Watch this video for an overview of what’s new for 2027.
- Sign up for a 15-minute session with Cigna, Kaiser, HealthEquity, Lincoln Financial, Identity Force, or a VSP representative.
- Sign up for a one-on-one session with Delta Dental to discuss NVIDIA’s dental plan.
- Sign up for a one-on-one session with Fidelity on Health Savings Accounts.
Money
- 401(k): Meet with a Fidelity Advisor for personalized retirement and 401(k) guidance.
- FSAs: Join the Nov. 5 webinar on Health Care and Day Care FSAs presented by HealthEquity/EZ Receipts.
- Matching Gifts: Learn about the Inspire 365 benefit, which gives you up to $10,000 to match personal donations made to eligible charities.
Well-Being
- Learn more about leave, disability, and life insurance programs provided by Lincoln Financial.
- Introducing Koa Care 360, a digital stress management cognitive behavioral therapy tool through ComPsych, which provides customized content to help manage stress and build resilience.
Access it here or visit the FAQ. - Visit the new RethinkCare user experience for expert guidance and resources to help you navigate work, caregiving, neurodiversity, disability and more See how it works.
- Cigna Members: Virtual mental health support with MDLive. Receive the care and attention you’d expect from an in-office visit. Talk privately with a licensed counselor or psychiatrist via phone or video sessions.
- Kaiser Members: Access Headspace at no cost for 24/7 live text-based anytime for emotional coaching, guided meditations, personalized resources for sleep, stress, and focus.
Sign Me Up
Need Help?
We’re here for you. For questions, visit NVIDIA Help or call the NVIDIA Benefits Help Line at 1-844-807-7600.
Updates for 2027
All changes listed below are effective January 1, 2027.
Your Cost for Coverage
Paycheck contributions for Cigna, Kaiser, and UHA medical plans will increase for 2027, reflecting overall rising healthcare costs. Compare medical plan features and costs.
Deductible Changes to Medical Plans
Reminder: All plan deductibles reset on January 1. This means you may see higher out-of-pocket expenses for your medical services and prescription drugs at the start of the year until your plan deductible is met.
NVIDIA HSA Plus and Kaiser CA HSA Plans
NVIDIA HSA Plus In- and Out-of-Network Deductibles
HSA Plus Plan deductible amounts increase slightly for some, in line with IRS rules.
| 2026 | 2027 | |
|---|---|---|
| You Only | $1,700 | $1,750 |
| You + 1 | $3,400 | $3,500 |
| Family | $3,750 | $3,750 |
Kaiser CA HSA Deductible
Kaiser CA HSA Plan deductible amounts increase slightly, in line with IRS rules.
| 2026 | 2027 | |
|---|---|---|
| You Only | $1,700 | $1,750 |
| Family | $3,400 | $3,500 |
| Any Single Family Member | $3,400 | $3,500 |
Kaiser CA HSA Out-of-Pocket Maximums
Kaiser CA HSA Plan out-of-pocket maximums increase slightly to align with the deductible amounts.
| 2026 | 2027 | |
|---|---|---|
| You Only | $3,400 | $3,500 |
| Family | $6,800 | $7,000 |
| Any Single Family Member | $3,400 | $3,500 |
The IRS is increasing Health Savings Account annual contribution limits for 2027.
- For you-only coverage, limits are rising from $4,400 to $4,500.
- If you are covering family members, limits are rising from $8,750 to $9,000.
- For age 55+, catch-up contribution remains unchanged at $1,000.
To participate in NVIDIA’s Health Savings Account, you’ll need to enroll in one of our HSA medical plans. NVIDIA will also contribute to your HSA. Click here to see the company contributions.
Flexible Spending Account
The IRS 2027 contributions limits have not been announced. (2026 Day Care FSA $7,500 and Health Care FSA $3,400) We will communicate when we have more information to share.
A Flexible Spending Account (FSA) lets you set aside pre-tax money from your paycheck to pay for qualified healthcare or dependent care expenses. By contributing pre-tax dollars, you reduce your taxable income.
Remember, if you are enrolled in a 2026 Health Care or Limited-Purpose FSA, you have until December 31, 2026, to use your balance, and up to $680 of your remaining balance in 2026 will carry over into 2027.
Those enrolled in a 2026 Day Care FSA can incur expenses until March 15, 2027. You must submit 2026 expenses for reimbursement by June 15, 2027.
Cigna Plan Updates
Cigna offers enhanced support for many unique conditions. Check out some of their programs.
Cancer support and early detection
- Access free, confidential guidance from specially trained oncology nurses throughout diagnosis, treatment, and recovery. Eligible Cigna members also have access to the Galleri® multi-cancer early detection test at no cost. Learn more about the Cigna Cancer Support Program.
Virtual in-network women’s health
- Specialized care for midlife: Perimenopause and menopause care with personalized treatment plans, including hormonal and non-hormonal options from expert clinicians, is available through Midi Health.
- Comprehensive care for women’s whole-person health: Expert support for conditions like PCOS, endometriosis, fibroids, thyroid imbalances, and ongoing gynecological wellness is available through Visana Health.
Find the care and support that’s right for you. In-network cost-sharing, including copays, deductibles, and coinsurance, may apply.
Download the myCigna app to access your digital medical ID card or search for in-network providers under Find Care & Costs. You can request a physical ID card at myCigna.com or by calling 1-855-568-4342. Also, check out the Cigna microsite.
Kaiser Plan Updates
A Simpler Kaiser Permanente Experience for Southern California Employees
Starting January 1, 2027, Southern California employees enrolled in Kaiser Permanente will be covered through a dedicated Southern California plan (matching Northern California)*. This change is designed to simplify the way you access and manage your health plan. Your coverage, medical information, and member services will all be aligned within Southern California.
Most importantly, there will be no interruption to your care or access to Kaiser Permanente providers and facilities. The overall goal is to provide a more streamlined and consistent member experience. If you have questions, sign up for a 15-minute 1:1 session with a Kaiser representative.
*Members may experience slight differences in cost-sharing amounts under the 2027 Southern California plan for some services. Refer to the EOC for details of your benefits.
Life Insurance Update
Life and Accidental Death & Dismemberment (AD&D) insurance: Lincoln Financial administers the company-paid Basic Life and available employee-paid Supplemental Life insurance plans.
Special offer: Take advantage of a special one-time offer during open enrollment for Supplemental Life Coverage for you and your spouse/domestic partner. During 2027 open enrollment only, you can enroll up to the guaranteed-issue amount without the need to submit an Evidence of Insurability (EOI) application.
| Coverage Type | What You Can Do |
|---|---|
| Your Supplemental Life Coverage | - Enroll or increase coverage up to 4x earnings* or $600,000 (whichever is less) without Evidence of Insurability (EOI)
- Any amount above this requires EOI approval - In future open enrollments, increase by 1x earnings (up to the guarantee-issue) without EOI |
| Spouse/Domestic Partner Coverage | - Enroll or increase coverage up to $50,000 without EOI
- If already enrolled, increase by $10,000 without EOI - In future open enrollments, increase by $10,000 without EOI |
| Child Coverage | - Enroll or increase coverage up to the plan maximum of $30,000 |
*Earnings are defined as base salary + sales incentive plan (when applicable). Any equity compensation is not included in the definition of earnings.
Coverage Through Another Medical Plan
If you’re covered through another medical plan, you may not need to enroll in medical coverage with NVIDIA. Enrolling in multiple health plans isn't recommended, as the plans will need to coordinate to process each claim, which can take time and often leads to manual re-processing. Keep in mind that you may need to pay contributions for both plans, as well as meet deductibles and out-of-pocket maximums under both plans.
If you choose to waive NVIDIA medical, you may be eligible for a $50 credit per paycheck, up to $1,200 a year. Log in to the Benefits Enrollment site to learn more and waive coverage.
Additionally, the IRS does not allow you or your dependents to contribute to an HSA if you’re also enrolled in a non-high-deductible health plan like an HMO or PPO. For example, if your partner already covers you and your family in their employer’s PPO plan, you wouldn't be eligible to contribute to an HSA.
2027 Documents
Questions?
Visit NVIDIA Help or call the NVIDIA Benefits Help Line at 1-844-807-7600.